SLED Opportunity · FLORIDA · COUNTY OF OKALOOSA
AI Summary
Okaloosa County seeks proposals for group health insurance coverage including medical, pharmacy, and Medicare supplement plans for county employees and officials. The RFP requires detailed plan designs, compliance, wellness programs, and cost proposals with an AM Best rating of A or better.
The Okaloosa County Board of County Commissioners is requesting competitive proposals from carriers licensed to conduct business in the State of Florida. Enrollment includes the Board of County Commissioners, Clerk of Court, Property Appraiser, and Supervisor of Elections.
Okaloosa County has been insured for medical coverage through Florida Blue since October 2000. The current plans are fully insured (with 100% ProShare), non-grandfathered options: Base Plan, Florida Blue BlueOptions HSA ($1,500 Employer Contribution) Plans 05192 (single) and 05193 (family), employees have the option to buy-up at an added expense to BlueOptions Plan 05781 or BlueOptions Plan 05770. The most recent and last three years of paid-claim reports, enrollment, high-cost claims report and complete census are attached (see Attachments section). The rate history and employer contributions follow in this RFP. Proposers are requested to provide Medicare Carve out rates and Split Dependent rates for retirees who are either on disability or have met requirements of retirement age of 65 and older (refer to Medicare Carve Out Section). Additionally, retirees have the option to enroll in a Group BlueMedicare Plan (see Medicare Carve Out Section) The plan year is October 1 through September 30. Deductibles and out-of-pocket maximums run on a calendar year. Current average enrollment is 821 contracts and 1,381 members.
The County has an active wellness program in place through Florida Blue at no additional costs. Florida Blue Wellness representatives lead meetings, classes and annual health fairs. Respondents are encouraged to include meaningful, creative wellness programs for consideration.
Respondents should give detailed descriptions of proposed plan designs, ACA compliance practices, HIPAA compliance practices, case management programs, disease management programs, pharmacy management programs, organ transplant services and coverage, wellness program including incentives, cost containment programs, customer service hours of operation, online customer service options and funding options including share of profit features. Carriers are required to have an AM Best rating of A or better.
Gehring Group is the current agent of record and will be assisting County Staff in this review. Proposal responses naming or including any other agent or consultant will be excluded and considered non-responsive.
Proposers will be required to work closely with Gehring Group to provide renewal pricing projections during the budget process beginning in April of each year. Proposers will be required to deliver the renewal as requested to meet Board approval and enrollment deadlines.
This addendum is to add required data for vendors to propose on the project.
Addendum 2
Please use the See What Changed link to view all the changes made by this addendum. The County will extend to April 24, 2026 at 3:00 p.m. The County will also allow the cities within Okaloosa County to piggyback from the awarded contract.
Addendum is to provide updated excel sheets to vendors for proposal submittal.
Please Upload your COMPLETE response, including any and all required forms listed in the solicitation and the corresponding attachments.
(Do not upload cost information in here)
Confirm that your fee proposal is not attached in your Proposal and is attached separately here.
Will there be an evaluation committee to review the proposals and score them based on weights and multiple criteria?
Select the information you would like display.
Q (RFP Documents): Hello, in order to internally process a new opportunity, we would need the following items. Could you please provide? 1) Zip census of all eligible employees that includes enrollment by plan, in excel 2) All plan documents including summaries and cert’s 3) Any and all claims data 4) Questionnaire or forms necessary for vendors to complete
A: See uploaded documents.
Q (Due Date): Would it be possible to extend the due date to April 24th?
A: Yes
Q (Tenure of Contract): The contract(FI) is for 1 year with up to four 1 year renewals. If the group moves to ASO, will the group entertain a more standard 3-5 year contract?
A: Yes, if we move to self-funded a 3–5-year contract would be preferrable.
Q (No subject): Would it be possible to extend the due date to 4/27/2026 since the release date was 3/27/2026?
A: No, we will extend to April 24.
SLED stands for State, Local, and Education. These are solicitations issued by state governments, counties, cities, school districts, utilities, and higher education institutions — as opposed to federal agencies.
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